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Launch PAYD and PHYD Insurance Without Installing Hardware

Book a live session to see how Fuelshine helps auto insurers launch usage-based insurance with smartphone telematics, verified mileage, driving behaviour insights, and policyholder engagement inside your existing app.

🔒 Secure & confidential. Our team responds within 24 hours. No sales pitch—just a technical walkthrough and business discussion.

Smartphone Telematics for Auto Insurers Launching Usage-Based Insurance

See how Fuelshine helps auto insurers launch pay-as-you-drive and pay-how-you-drive programs with smartphone telematics instead of installed hardware. Capture verified mileage, trip-level driving behaviour, and policyholder risk signals inside your existing app experience.

 

In one integration, your team can launch low-mileage PAYD products, introduce safer-driving PHYD programs, capture verified trip and mileage data, and create ongoing policyholder engagement with trips, scores, and coaching inside your branded app.

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At the same time, you turn your insurer app into an active policyholder touchpoint with trip history, driving scores, and coaching insights—while avoiding the cost and complexity of hardware installation.

The Benefits of Partnering with Fuelshine

01

Launch low-mileage insurance without hardware

Use smartphone-verified mileage to launch PAYD products for low-mileage drivers without the cost and friction of shipping and installing devices.

02

Create a policyholder app drivers actually use

Give policyholders trips, mileage tax deductions, scores, and coaching in one place so your telematics program supports both pricing and retention.

03

Capture verified mileage and trip behaviour

Collect trip-level mileage and driving behaviour data to support PAYD pricing, PHYD scoring, and ongoing portfolio insight.

04

Support UBI pricing with insurer-ready telematics data

Transform smartphone trips into insurer-ready telematics data for pricing, segmentation, and UBI optimization, with Smartcar-powered OEM connections available for verified odometer, fuel, and vehicle diagnostics.

05

Integrate quickly with no devices to install

Deploy via SDK or API, launch a pilot under your own brand, and validate adoption without hardware rollout complexity.

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Your Customers Already Have the Hardware. Their Phone.

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Book a 30-minute demo to see how auto insurers use smartphone telematics to launch PAYD and PHYD programs, improve policyholder engagement, and give underwriting teams trip-level mileage and driving data—without hardware installation.

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  • ​​Launch PAYD products using smartphone-verified mileage instead of installed hardware.

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  • Launch PHYD programs using trip-level signals such as braking, acceleration, speeding, distraction, and time-of-day risk.

 

  • Give policyholders trips, scores, and coaching inside your insurer app to improve engagement between renewal cycles.

 

  • Help product and underwriting teams refine segmentation with real driving and usage data instead of relying only on static rating factors.

 

  • Go live faster through SDK or API integration without shipping devices or managing installation operations

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